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FREQUENTLY ASKED QUESTIONS

 

Do I need a referral?

We do not require a referral for you to be seen. However, your insurance plan may require you

to have a referral. Call your insurance company to verify your plan.

Do you accept walk-ins, have weekend or evening appointments available?

No. Clinic hours vary Monday – Friday. Please call one of our three locations and we will be

happy to accommodate you as quickly as possible.

Will my insurance cover treatments?

Most insurance plans cover Infrared Coagulation (IRC) and other services provided by Midwest

Hemorrhoid Treatment Center. Services may consist of a co-pay, apply to deductible or

coinsurance. Please contact your insurance company for more information.

What is Coinsurance?

Coinsurance is your share of the costs of a health care service. It's usually figured

as a percentage of the amount we allow to be charged for services. You start

paying coinsurance after you've paid your plan's deductible.

 

What is a Deductible?

A deductible is the amount you pay for health care services before your health

insurance begins to pay.

What is a Copay?

A copay is a fixed amount you pay for a health care service, usually when you

receive the service. The amount can vary by the type of service. You may also

have a copay when you get a prescription filled.

 If your insurance requires you to pay a copay, you will need to bring a copay with

you to each office visit.

The copay may be listed on your insurance card.

What do I bring with me to my office visit(s):

Photo ID

Insurance card(s)

Co-pay

Medication List

If you do not have these, you may be asked to reschedule your appointment(s).

What should I expect on the 1st visit:

Fill out paperwork

Consultation with the physician

Exam

If possible, we try to treat same day

Some procedures require more than one treatment

How do I know what type of treatment I need?

You will need to schedule an office visit and come in for a consultation and exam to be

evaluated for your best treatment options. If possible, we try to treat same day.

 

 
© 2008 Midwest Hemorrhoid Treatment Center